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Equal Payment Loan Interest Calculation Result

Equal Payment Loan(=Installment loan, Amortizing Loan, Even Principal Payment Loan, Fixed Principal Payment Loan, Equal Principal Payment Loan, Decreasing Loan) in which the monthly payments are applied first toward reducing the interest balance, and any remaining sum towards the principal balance. The loan balance and interest gradually decrease as you make interest and principal payments on the Equal Payment Loan loan. If you borrow $(€/£) 10,000 at 2% over 12 months using 'the Equal Payment Loan', your total loan repayment schedule is as follow :

Fixed Payment Loan Interest Calculation Result

Fixed Payment Loan(=Even Total Payment, Fixed Total Payment, Equal Total Payment, Constant) is comprised of a decreasing interest payment and an increasing principal payment. So the payments which you have to repay are always same. If you borrow $(€/£) 10,000 at 2% over 12 months using 'the Fixed Payment Loan', your total loan repayment schedule is as follow :

Fixed Payment Loan after Grace Period Interest Calculation Result

Fixed Payment Loan after Grace Period(=Even Total Payment Loan after Grace Period) is same as Fixed Payment Loan basically. But 'Fixed Payment Loan after Grace Period' has 'Waiting Period' is known as a 'Grace Period'. So if you use Fixed Payment Loan, you do not have to start repaying your loans(principal) right away. (You have to pay interest only or nothing during a period of grace.) If you borrow $(€/£) 10,000 at 2% over 12 months using 'the Fixed Payment Loan after Grace Period', your total loan repayment schedule is as follow :

Balloon Payment Loan Interest Calculation Result

A Balloon Payment Loan(=Interest-only Loan) is a loan which does not fully amortize over the term of the note, thus leaving a balance due at maturity. The final payment is called a balloon payment because of its large size. A balloon payment loan may have a fixed or a floating interest rate. If you borrow $(€/£) 10,000 at 2% over 12 months using 'the Balloon Payment Loan', your total loan repayment schedule is as follow :